W. Phil Ratcliff - AXA Equitable

W. Phil Ratcliff

As a financial consultant, I approach financial planning on a personal level.  I regard my clients as family.  I understand that most of the decisions we make will have lasting impacts on our financial future, and I strive to ensure those decisions will have positive impacts.

I have a unique and in depth relationship with my clients.  Read more.  I have found that this connection is invaluable in my practice and in helping my clients to improve their financial condition.

Your financial well-being means more to me than a quarterly statement and the array of products that I can offer you.  I work with my clients on a one-on-one basis to help them actively achieve their financial goals.

I specialize in working with the University markets.  I currently am available at:

  • The Ohio State University
  • Ohio University
  • University of Cincinnati

on a weekly basis.  If you have questions or concerns about your benefits or opportunities through the University please contact me today so that we may find a convenient time to discuss these issues.

I can help you with:

Please call me today to discuss your financial dreams, and we'll develop a plan to help you achieve them!

I would like to schedule an appointment.

I am a client and I would like to schedule a review.
Calculators

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In addition to the protection it can bring, life insurance can also offer some tax benefits.

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Over the past 10 years, tuition and fees have grown more than 4% faster than the rate of general inflation at public four-year colleges and more than 2% faster than inflation at private four-year colleges.

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