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July 31, 2010 @ 11:45 PM

Dow Jones Industrials 10,465.94- 1.22
Nasdaq Composite 2,254.70+ 3.01
S&P 500 1,101.60+ 0.07

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W. Phil Ratcliff - AXA Equitable

W. Phil Ratcliff

As a financial consultant, I approach financial planning on a personal level.  I regard my clients as family.  I understand that most of the decisions we make will have lasting impacts on our financial future, and I strive to ensure those decisions will have positive impacts.

I have a unique and in depth relationship with my clients.  Read more.  I have found that this connection is invaluable in my practice and in helping my clients to improve their financial condition.

Your financial well-being means more to me than a quarterly statement and the array of products that I can offer you.  I work with my clients on a one-on-one basis to help them actively achieve their financial goals.

I specialize in working with the University markets and with Small Business Owners.  I currently am available at:

  • The Ohio State University
  • Ohio University
  • University of Cincinnati

on a weekly basis.  If you have questions or concerns about your benefits or opportunities through the University please contact me today so that we may find a convenient time to discuss these issues.

I can help you with:

Please call me today to discuss your financial opportunities, and we'll develop a plan to help you achieve them!

I would like to schedule an appointment.

I am a client and I would like to schedule a review.

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Protection for a Price

Variable annuities give contract holders the ability to purchase guarantees to help protect against downside risks.

A Simple Way to Help Your Family

A letter of instructions, while not a legal document, can help your family cope during a difficult period by providing information that has no place in a will.

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